College Savings & 529 Plan Calculator

Calculate future inflation-adjusted 4-year college tuition and monthly savings targets.

Child's Current Age

College Start Age

Current Annual College Cost ($)

College Cost Inflation Rate (%)

529 Plan Expected Return (%)

Existing 529 Savings ($)

Projected 4-Year Total Cost

$232,000

Inflation-adjusted annual cost: $58,000/yr

Monthly Savings Needed

$684/mo

Starting today in a 529 plan

Years to Save

15 Years

AI College Coach Real-time analysis

🎓 Top Tax-Advantaged 529 College Plans

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Fidelity 529 Plan

100% Tax-Free

State tax deductions in eligible states · $0 minimum investment

Vanguard 529 Plan

Low Expense Ratios

Age-based portfolios that automatically become conservative as college approaches