Terms of Service & Financial Disclaimer

1. Agreement to Terms

By accessing and using Finmatrix (https://finmatrix.cloud), you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access the service.

2. Non-Fiduciary Educational Disclaimers

Finmatrix calculators, graphs, simulations, and financial guide articles are provided strictly for educational and informational modeling purposes. Finmatrix is not a registered investment advisor, certified financial planner (CFP®), certified public accountant (CPA), or mortgage broker.

      ⚠️ Important Notice: Calculated results depend on your inputs and mathematical assumptions. Market return rates, inflation, and tax laws change continuously. Always verify major financial decisions with a certified professional.
    

3. Limitation of Liability

In no event shall Finmatrix, its developers, or its contributors be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use our tools.

4. Contact Information

If you have any questions about these Terms, please contact us at novamatrix1564@gmail.com.